Should You Bring Cash to China?
Yes, you absolutely should.
While China is highly cashless, it is wise to carry a small amount of Chinese Yuan, about ¥300-¥500 RMB, with you at all times.
Why You Still Need Cash
- As a Reliable Backup: It's the perfect fallback in case your phone runs out of battery, you lose internet connection, or an app has a temporary glitch.
- For Small Vendors: Some very small, independent vendors (especially in rural or remote areas) may still operate on a cash-only basis.
- Unexpected Situations: For any unforeseen circumstance where digital payment isn't an option.
A Note on Tipping: Tipping is generally not customary or expected in most parts of China. You will not need cash for this purpose in restaurants, taxis, or hotels. The main exception might be for tour guides or drivers on private, multi-day tours, but this is still discretionary.
How to Get Chinese Yuan (RMB)
The easiest way to get cash is to withdraw it from an ATM upon arrival.
- Where to Go: Use ATMs at the airport or at major banks like Bank of China, ICBC, China Construction Bank (CCB), or Agricultural Bank of China (ABC).
- What to Look For: Ensure the machine accepts your card by looking for logos you recognize.
Visa / Mastercard / Cirrus / Plus
- Pro Tip: Inform your bank of your travel dates before you leave to prevent them from blocking your card for suspicious activity.